Home

Top Spending Categories

No spending yet this month

Recent Transactions

Activity →

No transactions yet.
Tap + to add one.

No transactions this period.

Scheduled Activity

No scheduled activities due.

Current Balance

—

Loading…

Term & Renewal

Remaining interest —

Balance at renewal —

Renewal date —

Next 5 Payments

Net Worth

Portfolio and asset tracking coming soon

Scheduled Activities

Pay Down Forecast

Amortization Curve

Scheduled

Mortgage Details

Current balance—

Original amount—

Interest rate—

Amortization—

Term start—

Term end—

Payment—

Payments completed—

Remaining this term—

Remaining interest—

Balance at renewal—

Prepayment Scenario

Lump Sum Amount

Apply On

Mortgage Schedule

Add Expense

Date

Payment Method

Merchant / Vendor

Category

Amount

Notes (optional)

Receipt Photo (optional)

Receipt preview

Add Income

Date

Income Category

Amount

Source / Payer

Deposit Method (optional)

Notes (optional)

Sync & Backup

Last Sync

Never

Sync with Dropbox

Tap to sync now

Connectors

Connect with Dropbox

Not connected

›

Connect with Google Sheets

Not configured

›

Users & Appearance

Household & Users

Manage profiles, PINs, and profile colours

›

Theme

Light, dark, or follow system

›

Financial Tools

Mortgage

Balance, payment schedule, and payoff forecast

Net Worth

Portfolio and asset tracking coming soon

Data

Export transactions and manage local cache.

›

Categories & Vendors

Browse Categories

5 sections · 80+ categories

Browse Vendors

Manage merchant memory & defaults

Connector

Connection

Not connected

Folder

/Pennywise/

Connector

Webhook URL

Not configured

Target Tab

Pennywise

Household

Add Profile

Add another user

Switch User

Log out and change user

Appearance

Theme

Light, dark, or follow system

Privacy

Privacy Display

How values appear when privacy is on

Transactions

Export CSV

Download all transactions

Email CSV

Open mail with attachment

Clear Local Cache

Removes local transaction data

Household name

Your name

Your initials (2–4 characters)

Avatar colour

Join Household

Who are you?

I'm not listed — add me

Your name

Your initials (2–4 characters)

Avatar colour

—

—

Archived

Visibility

Visible in normal category lists

Budget active

Budget changes apply from the selected effective month forward until another version replaces them.

Uses completed months only. Irregular bills are monthlyized by averaging total spend across included months.