Who are you?

Enter PIN

Home
Top Spending Categories

No spending yet this month

Recent Transactions
Activity →

No transactions yet.
Tap + to add one.

No transactions this period.

Scheduled Activity

No scheduled activities due.

Import Statement
Select your bank or source, then choose a CSV file to stage rows for review.
Current Balance
—
Loading…
Term & Renewal
Remaining interest —
Balance at renewal —
Renewal date —
Next 5 Payments

Net Worth

Portfolio and asset tracking coming soon

Scheduled Activities

Pay Down Forecast

Amortization Curve
Scheduled
Mortgage Details
Current balance—
Original amount—
Interest rate—
Amortization—
Term start—
Term end—
Payment—
Payments completed—
Remaining this term—
Remaining interest—
Balance at renewal—
Prepayment Scenario

Mortgage Schedule

Add Expense

↑ Cash Outflow
Receipt preview

Add Income

↓ Cash Inflow

Settings

Sync & Backup
Last Sync
Never
Sync with Dropbox
Tap to sync now
Connectors
Connect with Dropbox
Not connected
›
Connect with Google Sheets
Not configured
›
Users & Appearance
Household & Users
Manage profiles, PINs, and profile colours
›
Theme
Light, dark, or follow system
›
Financial Tools
Mortgage
Balance, payment schedule, and payoff forecast
Net Worth
Portfolio and asset tracking coming soon
Data
Export transactions and manage local cache.
›
Categories & Vendors
Browse Categories
5 sections · 80+ categories
Browse Vendors
Manage merchant memory & defaults

Dropbox

Connector
Connection
Not connected
Folder
/Pennywise/
Dropbox Diagnostics
Device label
A local name to identify this device. It is not synced.
Device ID
Loading…
Connection and data checks
Reads account and shared-file metadata. No Dropbox content is downloaded or written.
Dropbox account
Run diagnostics to load
—
Build
PageLoading…
Active workerLoading…
Waiting workerLoading…
Local transactions
Total—
Pending—
Sync history
Last attemptedNever
Last successfulNever
Last failureNone recorded
Last full-sync resultNone recorded
Hydration stateLoading…
Fresh / emptyLoading…
Last hydration attemptNever
Last hydration successNever
Last hydration failureNone recorded
Hydration filesNone processed
Shared JSON uploadsBlocked
Shared JSON safe writes
No shared-file write outcomes recorded.
Shared Dropbox JSON metadata
Run diagnostics to read Dropbox metadata.

Google Sheets

Connector
Webhook URL
Not configured
Target Tab
Pennywise

Household & Users

Household
Add Profile
Add another user
Switch User
Log out and change user

Theme

Appearance
Theme
Light, dark, or follow system
Privacy
Privacy Display
How values appear when privacy is on

Data

Transactions
Export CSV
Download all transactions
Email CSV
Open mail with attachment
Export Local JSON Backup
Download validated local app data. Never uploads to Dropbox.
Validate Local Data
Checks local transaction JSON before repair or backup.
Repair Dropbox Transactions JSON
Backs up corrupted Dropbox JSON, then replaces it from validated local transactions.
Export Diagnostics JSON
Download sync, repair, dirty-ledger, and barrier diagnostics.
Clear Local Cache
Requires a local JSON backup when transactions are pending or Dropbox JSON is corrupted.

Categories

Vendors

Join Household

Who are you?

I'm not listed — add me

Edit Category

—
—
Archived
Visibility
Visible in normal category lists
Budget active

Budget changes apply from the selected effective month forward until another version replaces them.

Budget Recommendations

Uses completed months only. Irregular bills are monthlyized by averaging total spend across included months.